Get Closer To Your College Savings Goal.

Earn valuable rewards to help pay for a loved one’s college tuition.

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Guardian’s College Tuition
Benefit® (CTB) Program.

Paying for college is probably one of the most important financial goals families are faced with today. It’s expensive too. There are decades of saving or hunting for financial aid — not to mention students taking on overwhelming debt.

That’s why Guardian is offering CTB. It’s a rewards-based program offered through your employer that provides a simple and effective way for you to save for sending a child or loved one to college.

Rewards can add up fast.
Here’s how it works.

  • Members enrolled in Guardian insurance plans earn 2,000 Tuition Rewards® Points annually, per product.
  • Each Tuition Rewards Points equals $1 in tuition reduction.
  • Guardian Dental members receive a bonus of 2,500 Tuition Rewards Points after year four.
  • Members can allocate Tuition Rewards Points to their children, grandchildren, nieces and nephews. God children and stepchildren, too.

The example on the right represents how a member can earn Tuition Rewards Points over seven years and across four products, which could end up covering the cost of a full year’s tuition! The more eligible plans you enroll in, the more Tuition Rewards Points you can earn.

Be sure to check your company’s plan details to see what Guardian coverages includes CTB.

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Your Tuition Rewards increase each year and you can keep them forever.

It’s easy to keep up with your progress and program updates, too.

  • Manage your Tuition Rewards® Points through your own, easy-to-activate, CTB online account.
  • Tuition Rewards Points accumulate and are tracked automatically.
  • Useful college planning tools and guidance are also provided.
  • Ongoing account reminders help you get the most out of the program.


of SAGE Scholars member colleges and universities have received an “America’s Best” ranking by U.S. News and World Report.

Tuition Rewards® can be used at over 430 participating private colleges and universities nationwide.

This is just a brief list of participating schools:


Click here for a full listing or visit

Participation is open to everyone

Whether you have children or not, the great part of the Guardian CTB program is that anyone can participate. It allows members to save for their children, grandchildren, nieces and nephews. God children and stepchildren, too. There’s virtually no limit to whose goals you can support.


of participating schools were ranked among “America’s Best” by U.S. News and World Report.2

Get a step closer to your college savings goals.
Enroll in the CTB Program today.

Contact your Human Resources or Employee Benefits Representative for more information.

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